Its easy to get mixed up the first time you look to rent a car. When scanning various advertisments, do you ever flip back and forth, completely unsure of whether or not you’re getting the best deal? Not even sure if you can figure out which one is the best deal? Whether this is your first time renting or not, it is always important that you never enter a car rental arrangement without researching all of your options first.
Insurance is a classic example of this. The four most common types are: collision damage waiver (CDW)/loss damage waiver (LDW), supplemental liability insurance, personal accident insurance, and personal effects coverage. Most rental car companies will pitch the CDW really hard, as well as the theft insurance. What you should know is that usually you don’t need either of them. Before you shell out $15 per day or more for these options, check your normal auto insurance already covers rentals. The other thing to look up is your credit cards policy on rentals. Almost every rental company requires a credit card for payment. That is because it makes it easy for the company to add charges for “damages” later. As a side...
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