Traveler’s Checks
It is wise not to carry large amounts of cash. You should take most of your money in traveler’s checks and remember to record the serial number, denomination and the date and location of the issuing bank or agency. Keep this information in a safe and separate place so, if you lose your traveler’s checks, you can quickly get replacements.
Exchanging travelers checks at your hotel will cost you. Do this only as a last resort as the exchange rate will be the worst in the country. It is better to walk to a nearby bank or currency exchange to cash your travelers checks.
If your financial institution charges a fee for travelers checks, tell them No thanks. It is easier to use a debit card at an ATM machine. Use travelers checks as a back up currency.
Credit & Debit Cards
Most credit cards can be used worldwide, even for cash advances. Keep track of your credit card purchases so that you do not exceed your limit. Travelers have been arrested overseas for mistakenly exceeding their credit limit! Leave all unnecessary credit cards at home. Record the numbers of the credit cards that you do bring, and keep the...
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