When youre planning your vacation overseas you look forward to sunny skies, romantic nights, and spectacular sights. What you dont look forward to is the possibility of becoming ill or injured during your trip, but it happens.
If your regular group health policy doesnt cover your medical expenses overseas, they wont be much help if you have a medical emergency on your trip. Fortunately, many travelers insurance companies now offer medical coverage during your trip anywhere in the world, at an affordable price.
Before searching for a new policy, check with your current health insurance company. Many large carriers, such as the BlueCross BlueShield association members, offer coverage for foreign claims, and also have customer service departments that are trained to help you navigate through a foreign health care system in case of emergency.
However, this benefit may not be available to you if your group insurance requires you to seek treatment from a specific provider network. Most HMO and managed care plans restrict their coverage to a specific service area.
If you’re covered by a smaller group insurance company they may accept claims from...
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