You’ve finally saved to go on that dream holiday you have been planning. Now you’re wondering if you should buy travel insurance. Do I need to go to the extra expense? All I can lose is my luggage, right?
Guess again! Anything can go wrong while you’re traveling, and I strongly favor buying a policy.
Most travel insurance policies are designed for a variety of travel needs but, I emphatically advise reading the fine print of any policy you purchase regarding any deductibles and health situations. You many find your policy won’t cover preexisting conditions that may cause a problem, or that the medical coverage is only for an injury or an illness — not both. For emergency aid, travel insurance polices are generally dependable and affordable, but there’s still a myriad of gaps in the coverage provided.
You can find polices designed for any type of trip you may be planning, such as a single trip for hunting, backpacking, cruises, house rentals, and a host of others. But, the specific types and amounts of coverage you get depend on the policy you choose. it is important to remember that you will only be covered for what...
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