Many parents will buy their teenagers their first used car shortly after they turn sixteen. Once mom or dad has helped their teenage driver find a good and reliable used car it is time to find car insurance that won’t cost them an arm and a leg for their new driver. New drivers will typically have higher premiums than older drivers who have more driving experience.
Even though new drivers are considered inexperienced, the premium that you pay doesn’t have to empty your checking account. In fact, parents can save a little bit of money by using their existing insurance policy. Many companies will offer multi discounts. This means that if the policyholder has more than one car on their policy, then they will usually get a discount on the additional cars. Other insurance companies will offer auto and home insurance together and this can make paying your insurance even easier. If you are adding a new driver and car to the policy you may receive multi-driver and multi-car discounts.
If the new driver has had a driver education course such as Driver’s Ed in high school, then you may also be able to receive a discount. Many schools offer these courses...
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