With the hype that holidays usually bring, people always have the tendency to buy more and spend more without taking into account the consequences that their actions can bring.
Hence, it does not necessarily mean that because it is the holidays you have all the reason in this world to buy whatever you want and spend how much you want. Some people contend that its just once a year, so better give what you have.
The problem is that giving something just for the spirit of the holidays does not mean you have to spend gold. You can still give something that will be deeply appreciated without having to spend more money.
Heres how:
1. Make a budget and stick to it
The problem with most people is that they find making a budget relatively easy but sticking to it is doubly hard. So whats the point of making a budget when you do not know how to conform to what you have stated in there?
Making and using your budget should always go hand in hand. Therefore, when you make your budget this holiday season, it is best that you follow the things that are written in it so that you would be able to save more money.
2. Live within your...
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