Your personal credit report tells lenders everything they need to know to help them decide whether to lend money or extend credit to you. Do you know what is on your personal credit report?
Are you certain that your personal credit report is accurate? These and other questions must be answered before you apply for credit or take out a loan. Without that information handy, you may end up paying too much for your car loan, mortgage, credit card, and more.
Worse, you could get rejected altogether and for no good reason. Today, you can get your personal credit report at no cost and I am going to show you how to do just that.
The U.S. Free Credit Report Act has proven to be a real blessing for consumers. The U.S. Federal Trade Commission, which is the government agency tasked with helping consumers, has established through this act that you can get copies of your personal credit report at no cost. Through the three major credit reporting bureaus Experian, Equifax, and Trans Union you are entitled to receive a copy of you personal credit report annually from each bureau.
These three bureaus have all the goods on you so to speak. If you were late with...
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