As much as the credit industry has changed in the last couple of years, the most important advice when shopping for credit has remained the same throughout the period. And that is, if you want to give yourself the very best chances of getting the best credit deals that are open to you, then you have to shop around.
Finding Credit Online
The good news is that the Internet has made this shopping around a lot easier in recent years. There are many websites now that specialise completely in finding you the best credit deals available. They compare all the offers from a wide range of lenders and guide you to exactly the offers that suit you most. In many cases you can apply or get a quote right there on the website and therefore you can do all your research, and shopping around, in a fraction of the time it used to take before the Internet was widely used.
Always Ask For The APR
Another development that has come about in recent years, and has really made shopping for credit a lot easier and more effective, is the introduction of rules regulating the calculation of APR.
APR, standing for annual percentage rate, is a fixed formula that by law, all...
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