If you have bad credit, are in debt, or are tired of getting turned down for credit or loans, then this is for you. A lot of people assume there are no negative marks on their credit report, when in fact there may be errors contained in your report that you don’t even know about.
Your credit history is a record of how you are currently managing your credit accounts and how you have handled your credit in the past. If you have bad credit, you may find it difficult to get loans, mortgages, credit cards, or do things that require a good credit history.
There are proven techniques you can use to get your life back together.
The first step is to review your credit report. Before you start guessing about your credit report, order a copy of your report. If you have been denied credit within the past 60 days, the credit bureau will provide you with a copy of your report free.
Once you have received your report, carefully review the items and note any inaccurate, incorrect, erroneous, misleading, or outdated information. If you are showing negative items you will want to have them removed.
To dispute a negative item on your report, contact...
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