What are they Charging you? – Understanding Credit Card Insurances
Each Credit Card Issuer offers different insurance programs and names them in different ways.
However, following is a list of the most common insurance programs available and a brief explanation of each one.
Names may vary but the concept remains the same.
Whenever you feel that any of the following events occur, dont hesitate to contact your credit card issuer and inform them that the occurrence reflected in the insurance contract has taken place and that you want to know how to receive proper assistance on the matter.
Purchase Safety Insurance
Each time you buy goods with your credit card and those goods happen to be damaged, or get lost or robbed, you can always get your credit card company to reimburse the full or part of the purchase price in compliance with the insurance policy.
This is specially useful when you buy expensive home appliances as anything that might happen will be covered by the policy even if your home insurance policy also covers these events.
Theft Insurance
As long as you call your credit card issuer immediately after you...
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