1. Safeguard your credit cards and credit card account numbers. Never give your credit card number to anyone who is soliciting you. If you have contacted a reputable company, and wish to use your card to pay for goods or services, you may need to give them your card number by mail or phone. Companies or individuals soliciting you may not be what or who they claim to be, and we strongly recommend you do not give them your card numbers.
2. Safeguard your checks and checking account numbers. Never give your checking account number to anyone except in a bonafide financial transaction such as a loan application. Never give your checking account number to someone who is soliciting you, particularly over the phone.
3. Do not pay up-front fees in hopes of obtaining a loan or a credit card. An exception to the rule is a mortgage loan application which usually requires payment for an appraisal and a credit report. Compare rates, fees and service before committing to a particular mortgage company. Popular loan scams ask you to send a fee promising a loan or credit card even if your credit is bad. Be especially cautious if they ask you to wire money, or send it...
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