Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. Whats more, if you don’t detected it early enough, it could leave bad marks on your credit report that could haunt you for many years. The most commonly thought of credit card fraud is when your wallet or purse is stolen, and the thief uses your credit cards to make unauthorized purchases.
But, with the increasing rate of online buying, another form of credit card fraudknown as misappropriationis spreading like wildfire. These days the only thing a thief needs to create havoc on your credit life is your credit card numbernot your actual card.
Here are just a few ways that this type of fraud can happen to you:
* One day your telephone rings, you answer and the person on the other end of the line tells you that they have a one time special offer, good for today onlyand that you simply need to provide them with your credit card number to make a purchase. STOP! Dont ever give out your credit card number to anyone who calls you. Only provide this kind of information if you have called the company to place an order, and you are positive that it is a...
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