Credit Rating: What Is It And Why Should I Pay Attention?
Far too few people know about something that has a huge impact on their lifetheir credit rating. They often learn about it after it is too late and pay dearly for it. You see you start forming your score as soon as you become a regular consumer which for a lot of people is during High School and for most is at least by the time they enter college. The problem is that they dont know what this mysterious entity is all about and make decisions that they rue financially. It really is a shame that more of this financial mumbo jumbo isnt taught to people in high school. The problem is it is not just a problem of young people and so their teachers might not have the foggiest either.
So what is a credit rating? Well it is a number that is used by potentially important people in everyones life. It is used by banks, by credit card companies, by mortgage lenders, by landlords, and be virtually everyone else who can stand to benefit from associating themselves with financially responsible people. So it is a number that attempts to evaluate how well you use your money. Unfortunately there are things that can do that...
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