There are many actions that you can defend by saying oh, I was just young and foolish then, but when talking about credit this will only get you sympathy from friends. You can pay dearly for foolish financial decisions and laziness for years after you were young and foolish, keeping many people from realizing their full potential financially for so long that by the normal age of retirement rolls around they are forced to work 5 or 10 years longer. The answer that smart business and lawyer types have come up with is called credit repair.
This invention of credit repair has literally been a life saving thing for thousands (maybe even millions) of folks who were bit in the butt by the false flash of credit and the increased power to buy. The redemption is well worth the time, money, and effort that it takes to get your report cleanjust as if you had never had a problem with debtand allows you to get on with your life and enjoy financial freedom that you never dreamed was possible.
The best part of this answer, and the part that makes it work so well, is that it is a good deal for everyone involved. You see credit cards and other sources of credit make money when...
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