The Citi PremierPass Card – Elite Level is for those with excellent credit who are interested in a reward card that can be used on any airline. Cardholders earn two points for every dollar that is spent at supermarkets, drugstores, gas stations, commuter transportation, and participating parking authorities. One point is earned for other purchases and every mile that is flown on any airline when the card is used to purchase the ticket. You can redeem your points for flights on any airline, gift certificate, merchandise, and statement credits by using the ThankYou Network. A cardholder can only earn 200,000 points annually (only 100,000 of these can be ThankYou Flight Points), and they will expire in three years if the account has been inactive during that time.
The card has a rather high annual fee of $75, but the interest rate is a rather low 13.99% variable on purchases with a minimum rate of 19.9% on cash advances based on the Prime Rate. During the first year, there is an introductory rate of 0% for balance transfers. After the introductory period, there is a 3% balance transfer fee with a minimum of $5 and maximum of $75. Cash advances are also assessed a 3%...
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