Facts About The APR Of Credit Cards

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When it comes to credit cards, the APR or annual percentage rates is always the ultimate source of confusion and chaos for most credit card users. If you dont have a credit card but planning on applying for one or you were just recently approved for a credit card then you must definitely read this article. Everything about APR of credit cards shall be explained so read carefully and remember!

Whats APR? Basically, the APR or annual percentage rate of a credit card is the combination of low interest rates and finance charges. With that said, lets move on to the next topic.
Are There Really Zero Percent (0%) APR Intro Rates And What Does It Mean? Lets say you already own a credit card and youve used up most of your credit already. With a 0% APR intro rate credit card, you can transfer your balance without incurring additional interest.

Nice, isnt it? Also, if youre planning to purchase something but paying it off before the intro period is over then yes, having a 0% APR intro rate credit card is the best option for you. Remember, the keyword here is intro which indicates that this is only something like an introductory offer so dont expect the 0% APR to...

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