There are many credit card deals that are aimed at people with a lot of debt to manage. These credit card deals offer 0% balance transfer rates and low long term interest rates to credit card customers. But people who pay off their credit card balance in full every month do not gain a lot from those deals. Those people would be better off shopping around for a credit card that offers a reward. There are several credit card reward schemes to choose from.
Cash Back Rewards
Cash back rewards are rewards where credit card customers get a cash rebate that is linked to the spending on the card. Usually this will be a percentage of the amount spent, anywhere from 0.5% or more depending on the card. Some cards offer a rebate of 1 for every 100 spent, others offer as much as 3. This soon adds up. This is paid at different times. This can be an attractive reward for people who put large balances on their credit cards and clear them each month.
Earning Air Miles
Many credit cards also allow cardholders to earn air miles. Again this is linked to the spending on the credit card. Cardholders earn a specified number of points for every pound spent. These can then...
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