Its everywhere you want to be. For everything else, theres MasterCard. Dont leave home without it. Credit cards are everywhere and their slogans make it clear. In the past decade, more and more companies have jumped on the credit card bandwagon to provide affinity credit cards, branded credit cards and credit cards that offer rewards for their use. You can get cash back, cash donated to your favorite charity, cash in on your credit spending with airline miles and tanks full of gas and more. There are credit cards for those with bad credit, poor credit, no credit and outstanding credit. There are credit cards with low fees, no fees, variable fees and fixed rates. There are even credit cards that arent credit cards.
With all the bits of plastic floating around, how do you choose the right credit card? Lets take a look at the various reasons that people give for having credit cards and see which kind of credit card is right for you.
I like to keep a record of what I spend
If your only reason for having a credit card or your major reason is because its very easy to keep records of your spending, then your best choice is a charge card like American Express....
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