Every home needs a home inventory updated at least once a year. Homeowners who live in hurricane stricken areas like Florida, coastal regions of Alabama or Louisiana and Texas are used to putting together a home inventory on a regular basis, but for those homeowners who live in the Midwest or in regions of the country without hurricane season abounding, they may think there is no need for a home inventory. This just is not the case!
No matter what part of the country you live in, a home inventory is a must have because fire, flood, and wind or tornado damage as well as theft or lost property can happen to anyone at any time. Not having your home inventoried can make the process of dealing with insurance agents an absolute nightmare, especially if you are trying to visualize from memory everything that was lost, damaged or stolen in your home while speaking to an insurance agent on the phone. The best bet for making sure your household goods are replaced to the fullest extent, is to keep some type of home inventory to help better replace these items.
There are several different ways to inventory the belongings in a home. Of course one of the easiest ways to...
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