As a nation we in the UK are becoming wealthier. With the rise in our overall wealth has come a desire to spend our money on certain luxuries we enjoy. And one of the boom industries when it comes to spending this money is on the second home the cottage in the countryside where we can spend the weekends. However, as this is considered your second home, and not your principal residence, the home insurance is going to cost you more than it will do for your principal residential home. To avoid this expense becoming burdensome, however, you may want to consider taking the following steps:
Security
The Number 1 reason why your second home will cost you more to insure than your principal home is because you are not there as often. As such, your lack of presence providers potential thieves with more of an opportunity to steal items from your home. In order to mitigate the chances of this happening, and so as to placate your home insurance provider into lowering your home insurance premiums, you will need to make sure that your second home has a sufficiently good security system. In effect, what this means is that you second home should have:
– a...
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