If you are pregnant, are considering becoming pregnant, or have someone on your health insurance plan that is pregnant or will become pregnant and especially if you live in the state of Florida then this is “The Maternity Insurance Article” for you. The aim of this article is to explain some of the maternity options available to you and to debunk some common myths concerning maternity insurance, maternity riders, maternity discount plans, and other types of maternity coverage.
First of all, if you are a Florida resident and you are pregnant and do not have maternity coverage then you will not be eligible for maternity coverage under an individual health insurance plan. Those with the foresight to plan ahead and purchase some type of maternity coverage before they become pregnant are rewarded while those who wait until they are actually pregnant are of course not afforded individual maternity coverage. (If you are pregnant and have access to a group plan through you or your spouses’ employer then now is the time to seriously inquire about your enrollment options as many group health insurance plans usually cover maternity just as they do any other...
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