According to a report published by research group Mintel, one in three pets needs an unforeseen visit to the vet each year. This implies you’re more likely to make a claim on your pet insurance than on your car insurance or even your home & contents policy.
The word unforeseen is key here. If you’re looking for pet insurance to provide cover for routine treatments such as teeth cleaning, vaccinations or nail trimming, forget it policies which provide that are as rare as hens’ teeth! Neither will you find cover for elective treatments, such as neutering and identity chipping. This means that the most common grounds for visit the vet are uninsurable.
But it’s those unexpected visits that tend to be the high-priced ones! Developments in vet nary care mean that new and more complex conditions can be effectively treated. But the cost of emergency care can be horrendous. A cat that failed to cross the road could easily cost 700, even more, to treat. After all, a series of X-rays could cost 400 complete with anaesthetic, and you’ll have no change from 1,000 for a MRI scan. If Lassie the Labrador tore a ligament that can now be...
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