Sick Of Wasting Money On Insurance? What Do You Really Need?
It’s a tough economy nowadays and you want to be careful not waste money on trivial costs…sometimes this includes health insurance. Here is what you really need health insurance for:
1. WHAT YOU REALLY NEED
-The Catastrophic Event
First and foremost, everyone absolutely needs to be covered for the big hit. With ever – escalating costs associated with medical care, especially critical care, you would be negligent not to evaluate the following two criteria while assessing your personal needs
-Policy Maximums
All true insurance plans have policy maximums. The plan maximum refers to the most an insurance plan will pay in total, no matter what the circumstances are. Some plans have individual lifetime maximums, some have family lifetime maximums and some have annual maximums for either the family or per individual.
In the present state of escalating health care costs, you should be looking for a plan that has the highest maximums that you can find. It is our strong recommendation that you cover your family with at least $5,000,000 per person. Five million...