Why Its Important To Know All About Your Insurance Policy
Its an accepted fact. There are things in life that we have no control over. Death is one. Unless we are planning a suicide, the where, when, what and how of our lifes end are things we simply have no prior knowledge of or power over. The same is true for accidents and illness. We dont know when they will hit us. Of these three risks, however, death is more devastating as its effect on our familys future is permanent.
Does this mean therefore that we are completely powerless to deal with this eventuality? Not really. Granted we have no idea when death will befall us, there is something we can do to soften its blow. We can plan. We can make sure that, if and when death happens, we are ready.
This in essence is what life insurance is all about. Its our positive response to a negative risk. For this response to be effective, however, we must be sure it is the right one.
Simply put, our life insurance policy can only guarantee our beneficiarys future as far as we allow it to. We need to make sure therefore that we purchase one that is well suited to our needs. More importantly, we need to...
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