The advent of the new electronic communication technologies that have emerged over the past decade has had a profound impact not only on our day-to-day lives, but on our economic lives as well. One of the best and most convenient services enabled by the new technology today is payday loans, also called online cash advances. With the passage of each day, more and more online payday loan agencies are found on the net which advertise offers on websites that consumers frequently visit. These ads attract the notice of millions of consumers daily who are in the market for a short-term personal loan of a few hundred dollars.
People desiring to become borrowers fill out application forms online that take relevant information regarding the borrower. Lenders require such information as the borrowers name, street address, email address, telephone numbers, drivers license state and number, employer name and address, number of years/months with that employer, bank name, and the banks ID number within the banking system, called a routing number. In addition, borrowers have to provide their bank account number as well so that the lender can deposit the loan proceeds to it after the...
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