Getting accepted for a loan can sometimes be difficult. If you have changed addresses and jobs several times, are self-employed or have a poor credit history our team of leading lenders will flexibly consider each application, taking into account all circumstances. Poor credit loans could make available the money you need to do home improvements, go on a much needed holiday or pay off spiralling credit and store card debts.
You have a number of options with poor credit loans. If you are a homeowner you could consider a secured loan. This means that you will be using your home as collateral or security against the loan and because the lender is taking a lower risk you will get a lower interest rate. This is probably the cheapest option for you. You need to be aware though that if you fail to meet the repayments on poor credit loans and do not pay back the loan, you will be putting your home at risk of repossession. Unsecured loans need no backing collateral or security but because this is a much greater risk to the lender, interest rates tend to be higher than for secured loans. It is very important that you make sure that you can afford the repayments before you agree...
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