OK. Youve made the decision. Youre ready to buy a house. Great! Youve got that dream home pictured in your head. Now all you have to do is find a Realtor, make your offer and move in. Right? Wrong.
Your first step should be to find a trustworthy mortgage professional. But thats not the fun part, you may say. Why start with a mortgage professional? In a nutshell, this can save money, time and increase your bargaining power.
Your mortgage broker is going to be able to tell you first if you can qualify to purchase a home at all. Second, if you are in the running for purchasing, he or she can tell you how much home you can qualify for. Think about it. Do you and your Realtor want to run around for a month or two worth of weekends, finally find your dream home, just to find out that you cannot afford it?! Thats a lot of time, and time is money (or at least a lot of wasted weekends). Wouldnt it be better up front to know what you can and cannot buy, zero in on that, and achieve that wonderful feeling of success? Of course.
Well, you may have already thought of all that. However, did you realize that the seller of your dream home may give you...
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