The federal national mortgage association, better known as Fannie Mae, is an integral part of the mortgage industry. Heres an overview on Fannie Mae and what it does.
Fannie Mae Providing A Little Help
Throughout the history of the United States, federal and state governments have used financial programs to modify our behavior. While it sounds draconian, it is actually a fairly bland concept. To stop us from undertaking bad or unhealthy behavior, taxes are levied on things such as cigarettes to motivate us to stop smoking. On the positive side, similar financial incentives are create to promote positive things such as homeownership.
Homeownership is often referred to as the American Dream. In truth, it is one of the key factors in maintaining a middle class in our country. Homeownership is, more or less, an involuntary savings plan for most Americans. Property appreciates over time which means you are gaining wealth regardless of what you are doing with your credit cards.
Today, more of us own homes than at any point in history. This is due to a number of factors, one of which is the broad availability of mortgages in which we can borrow large...
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