Walk into any high street bank or building society and mention that youre looking for a mortgage, and youre likely to be bombarded with leaflets, if not hurried into a private office to meet their mortgage advisor.
Mortgages are big business and every large financial institution will offer several types of loan for buying property. Its a good idea to check out as many different lenders as possible before making a decision experts repeat the phrase shop around like a mantra these days and you could save yourself a lot of money by comparing whats on offer.
Your own bank may be a good place to start if youve banked with them for a while and have a good financial record they may be more confident about loaning you a large amount of money such as a mortgage. However, with relatively low interest rates and a booming market, these days the competition among lenders is fierce and you may find a better deal elsewhere. Dont feel that you have to use the same bank for your mortgage as for your personal account.
There are a number of websites that produce tables of comparative mortgage offers just type mortgage into your search engine and see the amount of results...
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