I bet you had the same reaction when you heard residential mortgages you probably thought they are some new strain of mortgages? Well residential mortgages are our good old mortgages re-packaged with a different name. That makes residential mortgages one of the most reliable, flexible, innovative loan products to frequently find solutions for those individuals for whom loans mean a freedom from financial constraints.
Mortgage rates are still at a fairly low which makes mortgage one of the most sought after product. This also means that one find the best residential mortgages that they can ask for. But it is always with residential mortgages that finding the best mortgage can be like a Gordian knot. The hunt for residential mortgage begins with understanding which mortgage product suits your circumstances. When you know what you want it is easier to shop.
Residential mortgages have different mortgage products depending on the interest rates. The various residential mortgage are fixed, variable, capped, discounted, cash back, tracker.
Fixed residential mortgages will have a fixed interest rate for a fixed period of time which then changes to variable...
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