How to Quickly Improve Your Credit Score by Adding Positive Payment History to Your Credit Report
Most consumers are aware that negative items on their credit report can be disputed with the three major credit reporting bureaus. Often, this process can lead to a significant improvement in credit score through deletion of the damaging items that were lowering the score.
However, to achieve excellent credit, it’s not enough to just remove negative entries. Why? Because a lack of positive payment history is also an obstacle to having good credit. You need to demonstrate a record of on-time payments in order to raise your credit score.
In this article I will describe two simple techniques for rapidly ADDING good credit entries to your file.
THE CO-SIGNER TECHNIQUE
All that is necessary to add years of excellent credit history is the love and trust of a friend or family member who has good credit.
Credit card companies are always willing to have their best customers add extra cards for family members. By adding your name to one or more of their accounts, they will actually cause a new credit card to be issued in your name. The...
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