Your bad credit will cause you no end of trouble and stress, but its not the end. As hopeless as things may seem, bad credit wont last forever. You can do several things to improve your credit starting right now.
1. Stop using your credit cards.
If you already have bad credit, one of the worst things you can do is continue accumulating debt by continuing to use your cards. Don’t purchase anything unless you can pay cash for it.
2. Obtain a copy of your credit report.
3. Fix mistakes in your credit report.
Contact all three credit bureaus to fix any mistakes contained in your reports. Dispute anything you feel is wrong or out of the ordinary. Make sure to keep an eye out for negative entries that don’t belong to you.
4. Pay up any late accounts.
Getting up to date on any past due accounts will have a great impact on your credit.Your payment history makes up 35% of your credit score.
5. Stop filling out those darn credit applications.
While your trying to enhance your credit don’t fill out any more credit card or loan applications. More applications will harm your credit score and while your credit...
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