Make no mistake, finding the right mortgage can be an involved and confusing process. You wouldn’t be here on our website if you could fill out a one-page application and get the best loan for you funded the same day. What we do is take you step by step through the process, so you can pay the most attention to what’s important — making ready to move into your new home, saving cash, or getting ready for your house equity check.
There are 4 steps in the loan process. You’ll note that we’ve made your role in them as easy as possible, and we take care of all the details! That’s our obligation to you.
Step one: find out your borrowing limit
This is a function of a couple things. What kind of monthy payment can you handle? Also, how much will a lender give you when your credit history and employment come into play? The first part you can get a rough idea of by using the calculators on our website. We will ask you a few questions to make sure you cover all the bases. Based on standard lender guidelines, we’ll get you a good idea of what kind of terms and loan program you can expect to benefit most from.
Step two:...
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