American Express Blue Cash: A Rebate Credit Card By Any Other Name Cannot Be Sweeter
A rose may be a rose by any name, but when it comes to cash rebate cards, a cash back credit card is not a cash back credit card, at all. They differ widely in just about every conceivable way: Some are bland and uninteresting, some are completely overpriced and some have prickly thorns hidden in the rich green foliage.
There are a couple of things you simply have to ask yourself when shopping for cash rebate credit card:
What is the APR on purchases?
What is the annual fee?
Are there any introductory offers?
What is the balance transfer rate?
What are the restrictions on the cash rebates:
o Is there a hurdle to entry?
o Is there a ceiling?
o Is there a limitation on where I have to shop to earn cash back rewards?
o Will my earnings reduce when I reach a specific point?
Are there any ancillary benefits associated with the card?
When you start asking these questions, dont be too surprised if the American Express Blue Cash credit card comes up either ahead of the pack or, at the very least, in the leading...