Are your finances strong enough to repair damages to your home and possessions caused by earthquakes? Unless youre wealthy, repairing damages to your home and possessions caused by earthquakes might pose strain on your finances, and lets face it damages caused by an earthquake are usually serious enough to need immediate repairing.
Unfortunately, most basic homeowners insurance policies do not include the repair of damages caused to your home and your possessions due to an earthquake, nor do they compensate you for the damages and loss your valuables suffer due to an earthquake. And again, unless youre wealthy, your finances might not be able to stretch far enough to cover all of these costs yourself. Plus, some valuables just cant be replaced, such as family heirlooms.
So, how can you get earthquake insurance?
You can usually add additional coverage to your current homeowners insurance policy; this should be seriously considered by those that live in areas that are highly susceptible to earthquakes such as California. This additional coverage can include a plethora of factors, such as the repair and replacement of your earthquake-damaged property; the...
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