Auto Insurance – The 4 Factors That Affect How Much You Pay
OK, let me put it on the table: I hate insurance companies. I hate them like some people hate the government. But the sad fact is, auto insurance is something that we all need — and, in most cases, are required by law to have.
But while having car insurance is usually not an option, how much you pay for it is. Here are the 4 greatest factors that can influence how much — or how little — you pay for auto insurance. You
Sadly, you can’t do too much about your own personal demographics. Car insurance actuaries (the bean counters who pore over the statistics) “know” that a male that under the age of 25 is involved in more accidents than than a female driver of the same age.
So if you’re a young man, you’ll pay more. Sorry about that.
Want to pay less? Get married — you’ll often see a reduction in your insurance rates. Why? Because the mass of married males are involved in fewer accidents than the mass of unmarried males of the same age. It is what it is.
Another way to save money is to take an approved driver’s...
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