If you are one of those less fortunate souls with a bad credit, you have probably come across advertisements in newspapers, TV, radio and on the Internet, claiming efficient credit repair services, including removal of bankruptcies, creation of new identities and deletion of all records of bad credit.
But the truth of the matter is that these credit repair companies over claim but can not deliver. They simply cheat their clients and do the vanishing trick with their money. The only trustworthy way to repair bad credit is spending your won time, effort and working our a personal debt repair plan which you will follow.
There are some warning signs to check if a credit repair company is following legal norms or not. Firstly, they can not charge you any upfront fee before providing any service. You should be alarmed if the credit repair company dissuades you to contact the credit bureau directly or avoids answering any query you may have on your legal rights as a debtor.
There are some disreputable credit repair companies who will advise you to start disputing all the credit information contained in your report. There are some who will advise you something...
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