What would we do without our societal stereotypes? Wherever we look we form yet another stereotype. Take the case of the relationship between students and their credit cards. One common stereotype that we all seem to believe in is that no student has the capability of taking care of his own finances. We assume that just because someone is still a teenager (s)he will lack the prudence to curb her/his spending. Now, is that an accurate picture of the millions of students populating our world? I would say not. In my experiences with younger people I have found that many of them are very well-grounded and are quite prepared to take care of their expenses quite efficiently.
Of course, not all youngsters may be ready for the world of credit cards. That certainly takes a little getting used to. There is so much jargon that has to be deciphered. There are so many rules that have to be followed. There are so many monthly bills that have to be paid. In addition to all that, there is the immense ease with which a credit card allows you to make your purchases and pay your bills. Once you have left the safety of your home and are living on campus, the freedom that you have can feel...
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