Can’t Get A Credit Card? Apply For A Secured Credit Card Instead
A credit card is one of those ubiquitous inventions of the modern age that refuses to quit. In fact, it has made itself so necessary in our lives that we need one to rent a car, book a hotel room or just to buy a comicbook online. More than that, credit cards are one of the ways creditors take a peek at our credit history with and they can actually make or break our chances for a good loan, an apartment or a job. So what do we do if we’ve torn our credit to pieces? We turn to secured credit cards.
Secured credit cards are a great substitute for regular credit cards. Whether you have poor credit badly needing repair, can’t get a credit card or are new to the credit scene, a secured credit card can help you re-build or establish your credit.
How does it work?
A secured credit card is a cross between a credit card and a debit card. It requires collateral in the form of cash deposited in an account. That amount then functions as your credit line. So if you deposited $700 in your account, you can use your secured credit card to purchase items up to $700, nothing more. The...
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