Young drivers are viewed as being inexperienced drivers by car insurance companies; therefore, car insurance companies peg young drivers as being a high risk for them to insure. This doesnt mean that car insurance companies wont insurance young drivers, but it does mean that many car insurance companies will offer young drivers much higher premiums than the premiums often offered to older, more experienced drivers.
While it will probably be several years before young drivers see the lower premiums older drivers see now, there are still a few measures young drivers can take to get cheap car insurance. If youre a young driver searching for cheap car insurance, take these tips into consideration.
Stay on your parents car insurance policy. Being on your parents car insurance policy is always cheaper than purchasing your own car insurance policy, even if it does bump their payments up a bit. Plus, if you have your own car, your parents will save money by adding the additional vehicle to their existing car insurance policy.
Take a driver education or defensive driving course. Most states require young drivers to take a driver education course in high school....
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