If youre hoping to get cheap insurance for a new car, you need to take the following into consideration before you actually purchase the car.
Find out if your car is one that is often stolen. Many companies provide reports each year listing the Top Most Stolen Vehicles of that year. Regardless of how much you love that four-wheel drive beauty you have your eye on, if its on the list, its a risk. And if its a risk, youre less likely to get cheap insurance for it.
Check out the safety features of the car. This means both inside and out, as well as for you, your passengers, and pedestrians. Inquire about the air bags and how effective they really are. Look at safety belts, and if you have children, make sure the car is equipped for child safety seats. You may also want to purchase a car that has child safety locks. Is the car top heavy and more likely to turn over on sharp curves? How does the car rate when it comes to front, rear, and side impact collisions? If your car proves safe for everyone in and around it, youre more likely to get cheap insurance for it.
Plan prior to the purchase. Know exactly where youre going to store the car. Do you live in the...