Temptations for spending are around every corner. There, in the store window is a great looking plasma television that would just light up your living room wall. Yet, the only way to pay for it is with your credit card. It would be so easy. After all, everyone else is doing it. Purchasing with plastic is the American way isnt it?
Unfortunately it is. Society today seems to think that living beyond our means is an acceptable way of life. We love to have those things we cant afford and its getting out of control. We must stop relying on credit cards and start taking control of our purchasing power. Where do we start when we are looking for some sort of credit card debt relief? How did the cycle of credit card spending begin? When do we stop and realize we must consolidate debt?
Well, most people get that first card and tell themselves it is only for emergencies. Then, somehow, especially in college, everything seemed like an emergency. Of course, when one is in college they believe they will be able to afford anything and everything upon graduation. Unfortunately, most careers just dont pay off in the way that our dreams think they will. It isnt...