When a person gets really behind on their bill payments it may seem as though every five minutes someone is calling and asking for money. In many cases, explaining the circumstances that caused the person to be behind in payments and asking for suggestions on how to keep up on payments will be enough information to satisfy these callers. Many debt settlement companies are willing to work with the debtor to see what can be done to satisfy this debt, but not all of them feel the same way. Some get tougher and feel if they intimidate a person they will send a payment sooner. Some bill collectors go to great lengths to live up to their reputation, in spite of consumer protection laws that are meant to protect people against hostile action.
While creditors have the right to attempt contact on past due bills, they cannot harass anyone for non-payment. According to the law, using foul language or calling constantly with the intent to annoy the debtor into making payments is considered harassment. Creditors cannot be calling at odd hours or calling work, after they have been advised not to do so or calling friends and family members without permission is also considered...
To view and download this full PLR article, you must be logged in. Registration is completely free. Once you create your account, you will be able to browse, search & downlod from our PLR articles database of over "1,57,897+" on 1,000's of niches and 200+ categories without paying a penny. Click here to signup...
