Nurseries must have nursery insurance at all times, just in case an accident was to happen to one of the children under their care. Many areas are now requiring any nursery to carry a certain type and amount of insurance if they are going to care for children. Insurance is one of the hardest things to buy if you do not know what you are doing. The language used in insurance contracts is hard to understand, and most of the time a lawyer is needed for an explanation.
Normally a nursery does not have the time or the resources needed to perform the research needed to get an insurance plan tailored to their needs. The best thing a nursery can do is to hire an insurance brokerage company to find a nursery insurance plan that is right for them.
An insurance brokerage company has a very large network of insurance company contacts that they can tap into to get the information they need to get the nursery the plan they deserve. An insurance brokerage company can also make sure that the nursery gets the money they are entitled to in case a claim needs to be made. Insurance brokerage companies do a high volume of business with insurance companies, so they can leverage...
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