Purchasing life insurance is an important decision and a major commitment. Before you sign the dotted light and buy your policy, get the facts and find answers to any and all questions. To get the best coverage for your hard-earned dollar, here are ten important things that you need to know about life insurance:
* Dont put it off. You know that you will need life insurance sooner or later, and now is the best time to buy. Purchasing early in life lets you choose from the best policies possible, and allows you to save money on premiums.
* Shop around. Before signing the dotted line, take the time to browse the market. Learn about the various insurance companies, review the different policies available and compare rates. The Internet is an excellent source of up to date information. Do a little homework today; youll save money and be confident in making a wise decision when its time to buy.
* Stay strong. People with healthy bodies and smart lifestyles pay the lowest premiums. People who smoke, drink, take drugs, suffer obesity or even have poor driving records will pay a great deal more for life insurance.
* Find the right amount. Some people make the...