The world of mortgages has become a real minefield over recent years, with more and more mortgages coming onto the market.
These days you can find mortgages to suit a wide range of circumstances and needs, but if you know little or nothing about mortgages the whole process can still be confusing and frustrating. If you are not confident about finding the right mortgage then it may be a good idea to employ the services of an independent financial adviser, who can advise on you on the best mortgage for your needs based on the details that you provide. However, you are better off paying the financial adviser for his or her assistance rather than choosing and adviser that gets commission directly from a lender, as this minimizes the risk of getting an adviser that recommends based on the commission that he or she will receive rather than based on what is truly best for you.
Another option that can help you when it comes to finding the right mortgage is to go through a specialist mortgage broker. A mortgage broker is a professional with links to a number of mortgage lenders. When you use a mortgage broker to find your mortgage you will only have to complete one...