Five Things You Need To Know About Student Credit Cards
Ready to build your credit history? Probably your first foray into this kind of adventure is through your very own student credit card. But before you sign that application form, here are five things you need to know:
1. They come to you. If you still do not have a student credit card, don’t worry. Credit card companies will come to you and if you’re currently enrolled, they will find you. Many of them even visit school campuses and actively offer their credit card services to students right inside the campus grounds. They will even throw in a few freebies like coffee mugs, stickers, t-shirts, pens and the like if you sign up.
Even if you dont find one in your own school, you could simply go online, shop for the best interest rates and then give your bank of choice a call. Or you can take advantage of their offer by applying online.
2. Your need for a student credit card depends on whether you can afford it. Sure, a student credit card offers the convenience that cash cannot it’s safe, you get access to money 24/7 and unlike cash, a lost credit card can be replaced. ...
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