Can you imagine having built up the contents of your home over the years, all the loving memories it holds not to mention the cost of the items in your home. Now can you imagine if the worse should come to the worse and through some disaster such as fir or flood you were to lose everything?
Although its not a very nice thought it does happen and this is where content home insurance comes into its own. While of course it cant replace all the memories, it can replace the items and help with the cost of replacing them.
Most general content home insurance policies will cover your possessions in case of flood, fire, theft and some even cover accidental breakages. The majority of the contents of your home are covered in the policy along with furniture, household goods and electrical equipment; most companies will also allow you to add on items such as jewellery, bicycles and the contents of your freezer providing you dont go over a certain predefined limit.
The easiest way to determine if an item would be covered in a policy is by asking yourself if you should move home would you take the item with you. If the answer is yes then it is more than likely covered...
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