Have Bad Credit? – You Can Still Get A Payday Loan
If you have ever tried to approach a lender with a bad credit record, then you have probably had the unfortunate experience of being rejected for a loan. While certainly not pleasant, you do not have to worry about being rejected for a payday loan, as long as you are employed and have been there a few months. Here is how you can get a payday loan for those emergency cash needs.
Your credit record really has no bearing on your ability to get a payday loan. In fact, they will not even check your credit record – or the amount of indebtedness you have now. This means that your bad credit will not effect your ability to get the money you need.
They will, however, consider carefully your ability to pay. This means that they will need to know some information about where you work now, and how much you make each month. What they are looking for is that you have been employed for at least six months at the same place – some will only require two months. Another thing they will want to know is that you make at least $1,000 per month (some require $1,500 per month). In order to verify this, you may...
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