Have You Fall For The 0 Apr Credit Card Yet?
You probably have heard about 0 APR credit card? This is the most common thing that people have heard or read in the advertisements of most credit card companies. If you have been called by some bank representatives offering you this promotion, you might get lured by the seemingly juicy offer.
After all, it could be a lot of savings in the end as you no longer have to pay the APR (stands for annual percent rate). But before the bank representative gets successful by making you lured into applying for their credit card, stop there first and clear things up before signing up with them.
Credit cards with 0 APR are often too good to ignore. They usually come with the agreement that you transfer your balance from another credit card you are using and get the APR with zero interest; or you have the 0 APR on the first year of using the credit card. Added to that juicy offer, the bank will also give you fast approval, plus some other perks. Thinking you would get all tons of savings from this new credit card, before you know it, you let this representative procure your information, as well as your existing credit card...
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